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April is All About Your Financial Well-being!

April 6th, 2021

April is All About Your Financial Well-being!

 April is both Financial Well-being Month and National Credit Union Youth Month!

Financial Well-being Month

The Minnesota Credit Union Network marks April as Financial Well-being Month. Financial well-being is:

  • Having control over day-to-day, month-to-month finances
  • Having the capacity to absorb a financial shock
  • Being on track to meet your financial goals
  • Having the financial freedom to make the choices that allow you to enjoy life

According to the Financial Health Network, 167 million people in America are struggling financially. Financial health disparities have widened by race and income, and persisted across gender against the backdrop of COVID-19 pandemic. Credit unions are uniquely positioned to address this challenge due to their core mission, affordable products, and member-centric service model.

TopLine has a number of financial resources available to help your financial well-being!

 

National Credit Union Youth Month

Every April, National Credit Union Youth Month serves to encourage kids to develop healthy saving habits by making savings fun and exciting.

TopLine is here to help! We have a number of fun activities for youth of all ages.

Dollar Dog Kids Club

Designed for kids age 12 and younger, the Dollar Dog Kids Club helps kids learn how to save, spend and share their money wisely.  The Dollar Dog Online Clubhouse site features games, savings calculators and more to make financial literacy engaging and fun!

Cha-Ching Teen Club

Today's teens don’t just spend at the mall anymore—they're buying through their phone and online. TopLine's Cha-Ching Teen Club helps kids aged 13-17 be financially responsible. Through online blogs, forums, podcasts and videos, teens learn how to balance needs and wants, build a budget, set financial goals, use credit wisely and more.

The Edge

When you’re age 18-22, you’re on the edge of adulthood—which means managing your own finances. TopLine’s The Edge savings program can help. Through online blogs, forums, podcasts and videos, you’ll learn how to prioritize wants and needs, set financial goals, understand your credit score and more. So you can learn to cover expenses like food, clothes, housing and school and still have some fun money left in your pocket.

 

Check out TopLine’s upcoming youth financial literacy workshops!

Join TopLine for our free youth financial literacy workshops, Get Smart with Your Money, an ongoing initiative to encourage kids and their parents to talk about:

  • How to save, spend and share money
  • Needs vs. wants
  • Goal setting
  • Using checking accounts and debit cards
  • Using credit cards wisely
  • And so much more!

Date: April 14, 2021

Time: Sessions start at 2:00pm

Location: Virtual

CLICK HERE for more information and to register!

 

Did you know? TopLine will match up to $25* when you open a new youth savings account. Plus, get a free piggy bank, too!

 

*Maximum match is $25, requires initial deposit of $25 into a new Young Savers account only. The match will be reported as interest income on the accountholders 1099-MISC. statement. Account must be open for at least 90 days. Closing an account prior to that will result in disqualification. One account per member. Individuals over 22 years of age are not eligible. This limited time offer is only available to individuals who do not already have a Young Savers account at TopLine Financial Credit Union. Certain restrictions apply. See TopLine representative for further details. Call 763.391.9494, visit www.TopLinecu.com or stop by any branch for details.​​​​