Compare Business Checking Accounts

	Small Business Checking	TopLine Business Checking
ACCOUNT DESCRIPTION	Keep it simple. No minimum balance and no monthly service fee.	For business owners who want to earn a little more. Dividends are tiered on a balance of $1,500 or more.
REQUIREMENT	$100 initial deposit	$1,500 initial deposit
MINIMUM BALANCE	None	$1,500 minimum balance requirement. $15 fee assessed if balance falls below the minimum at any time during the month.
DIVIDENDS	No	Yes*
CHECKS	Free Online Check Images** 50 free checks and 50 free check deposits each month.	Free Online Check Images** 100 free checks and 100 free check deposits each month.
ATM TRANSACTIONS	Free at all TopLine locations, plus access to over 82,000 surcharge-free ATMs nationwide through the AllPointTM, Co-op®, MoneyPass® or Star® networks.
DEBIT CARD	Free check card to make debit and ATM transactions
ONLINE BANKING	Free 24/7 online account access
ONLINE BILL PAY	Free Online Bill Pay
STATEMENTS	Free eStatements and paper statements
OVERDRAFT LINE OF CREDIT	Overdraft protection line of credit (with approval)
OTHER BENEFITS	Free Coin Counting and Document Shredding
INSURED	Account is insured up to at least $250,000 by the National Credit Union Administration, a federal government agency.

* Rates are subject to change at any time. Balances that fall below the minimum will incur a fee, which may reduce the earnings on these accounts. APY means Annual Percentage Yield. Dividends are calculated daily and paid monthly.
** TopLine maintains 180 transactions - equates to 3-6 months of activity.