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Vote TopLine for Best Credit Union!
Twin Cities Business is recognizing the best companies to do business with in Minnesota. Vote for TopLine! You can vote for TopLine in multiple categories under Financial Services: Credit Unions, Wealth Management Firms, Business Insurance Company/Brokers, Commercial Lenders and Bank for Small Business.
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Get Ready for the Boat Show with 90 Days No Payment!
Let TopLine help you get on the water with TopLine's Ice Out Checklist! We offer fast, easy and competitive financing. Rates starting at 7.49% APR1 and make no payments for 90 days† when you fund your recreational vehicle with TopLine.
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Save the Date! TopLine's Annual Membership Meeting
Join us virtually for our 91st Annual Membership Meeting on Tuesday, March 18, 2025!
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TopLine is Hosting a Bedding Drive!
TopLine is hosting a bedding drive to help our neighbors in need! It's super easy to donate! Shop our Amazon Wishlist, Target Registry or drop off donations at any TopLine location through February 28.
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Show Your Home Some Love With TopLine's Low Home Equity Rates
TopLine is here to help with our Interest-Only Home Equity Line of Credit (HELOC), which allows you the flexibility to tap into the equity of your home for any reason, at any time!
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Fall in Love with TopLine's Low Auto Rates!
Sweet deals on new wheels from TopLine! Enjoy no payments for 90 days* on auto loans, plus low rates!
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Ditch Your Winter Blues! As low as 8.74% APR* on a Vacation Loan!
Looking to escape the cold? Getting away is easy with TopLine's Vacation Loan.
Banking Login
Welcome to Topline Financial Credit Union
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What our members say:
Kelsey C.
Member Owner since 2003
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What our members say:
Will and Ginny D.
Member Owner since 2022
My wife and I joined TopLine in 2022 after being with a bank for 50 years. We transferred everything over to TopLine and so happy we did. We met Valerie, the manager at the Bloomington location and she has been so helpful in every situation we needed help with. It was a blessing to meet Valerie and after talking with her we knew we were in the right place. Everyone is friendly and we can do everything we need in our personal and business situations at TopLine.
More Member Stories Submit Your Story
What our members say:
Josh W.
Member Owner since 2018
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What our members say:
Egan M.
Member Owner since 2023
Thank you TopLine for backing me during my recent car purchase. The process was seamless and my loan officer, Kari, was an amazing advocate. I plan to be a lifetime member.
More Member Stories Submit Your Story
What our members say:
Mary T.
Member Owner since 2013
We love TopLine! No matter how busy they are they are very friendly and helpful. Their car guy was so helpful in helping my adult daughter and myself in finding us the vehicles we wanted, at a price we could afford. Our financing was all set when we were ready to buy and he even followed up with us to see how we liked our CRVs! That is excellent customer service!
More Member Stories Submit Your Story
What our members say:
Jenna and Josh F.
Member Owner since 2022
When we got a call that the car we had originally been quoted to arrive in 6-8 months showed up at the dealership after only 2 months we needed to fast track the auto loan. Kari and the team at TopLine made our loan experience extremely easy and helped walk us through a lot of the process! They really came through for us, and treated us like family!
More Member Stories Submit Your StoryResources & Tools
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Financial Wellness Tips:
Kari K.
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Financial Wellness Tips:
Troy C
“When setting up direct deposit, have at least 10% go into your savings account with each paycheck. A percentage ensures that the amount you’re saving each month is consistent with your wage/salary. It’s good to have your savings amount consistent with any increases in income!”
More Tips
Financial Wellness Tips:
Valerie R.
“What's your current interest rate? You could refinance and save money on your monthly payment. TopLine offers low interest rates on auto loans! With the extra saving you could start a Wincentive savings account!"
More Tips
Financial Wellness Tips:
Shannon M.
“Credit scores have become such a focus in our culture, and they are a good indicator of credit health. However, they do not indicate your overall financial health. The thing to remember is this: if you do what is smart for your long term financial health, your credit score will follow.”
More Tips
Financial Wellness Tips:
Phil D.
“At TopLine Insurance Agency, we shop so you don’t have to! We work with MANY different carriers to get you the best possible rate.”
More Tips
Dedicated to building life-long relationships to help you reach and manage your personal financial goals.
— TopLine Financial Credit Union Mission —
Membership has its advantages
What does “member-owned” mean? It means that when you join TopLine Financial Credit Union, you’re not just a member—you’re an owner too. Our profits don’t go to outside investors. They go to you! We reinvest profits to offer more competitive rates, require fewer fees, take fewer risks and prioritize personal service.
If that doesn’t sound like a bank to you, it's because we're not. We are a family. And we’re waiting for you to join us.
Join TodayAll TopLine savings accounts, money markets and share certificates are federally insured up to at least $250,000, and IRAs are insured for an additional $250,000 by the National Credit Union Administration (NCUA).
Several options are available for additional share insurance coverage in addition to the coverage available to their single ownership accounts, such as joint accounts, retirement accounts and trusts.
Click here for more details. The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered.
TopLine does business in accordance to the Federal Fair Lending Laws and Equal Credit Opportunity Acts.
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